Notice

Hardest Hit Alabama (“HHA”) is scheduled to wind down starting this year. All homeowners interested in applying for assistance must submit their application online by 5 p.m. on November 1, 2019

Homeowners who have inactive applications that are incomplete must provide current income documentation and a current mortgage statement by the same deadline -- 5 p.m. November 1, 2019.

As part of the application, homeowners must submit the required documents listed within the instructions. Applicants who fail to provide ALL the required documentation within 30 days of filing the application, will not be eligible for assistance and will receive a non-approval notice. 

Please review the HOW to APPLY video for information on the application process, available programs, and a list of required documentation:

About the Hardest Hit Fund 

Hardest Hit Alabama (HHA) is a foreclosure prevention program that helps eligible homeowners facing temporary financial hardships keep their home. Sometimes through no fault of their own, homeowners run into financial difficulty - a lost job or unexpected medical expenses - and they find themselves struggling to make their mortgage payment.

The State of Alabama was allocated approximately $162 million to provide temporary assistance to help financially distressed homeowners get through a rough patch. The U.S. Department of Treasury's "Hardest Hit Fund" is authorized under the Emergency Economic Stabilization Act of 2008 and is available in 18 states and the District of Columbia.

We offer several different programs available statewide to qualified homeowners on a first-come, first-served basis.

For more information, please visit our programs page or watch the video.