Notice

Hardest Hit Alabama is no longer accepting applications for assistance. 

If you applied prior to November 1, 2019, you may check the status of your application by clicking the maroon STATUS bar in the right hand corner of any page on this website.

Homeowners in need of foreclosure prevention assistance may click here to contact a HUD-approved housing counseling agency in your area for information on available foreclosure prevention programs.



 

About the Hardest Hit Fund

Hardest Hit Alabama (HHA) is a foreclosure prevention program that helps eligible homeowners facing temporary financial hardships keep their home. Sometimes through no fault of their own, homeowners run into financial difficulty - a lost job or unexpected medical expenses - and they find themselves struggling to make their mortgage payment.

The State of Alabama was allocated approximately $162 million to provide temporary assistance to help financially distressed homeowners get through a rough patch. The U.S. Department of Treasury's "Hardest Hit Fund" is authorized under the Emergency Economic Stabilization Act of 2008 and is available in 18 states and the District of Columbia.

We offer several different programs available statewide to qualified homeowners on a first-come, first-served basis.

For more information, please visit our programs page.