Prattville Homeowner Feared She Would Lose Home, but Found Help through Hardest Hit Alabama


Homeowner Cora Jones thought the home she had worked so hard for was in jeopardy when her income ceased.

“I was in a bind, and I couldn’t get my house payment caught up,” said Jones, a Habitat for Humanity homeowner. “I was to a point of giving up. But, I didn’t want to lose my house.”

Then, she heard about Hardest Hit Alabama, which is administered by the Alabama Housing Finance Authority and available to help financially distressed, eligible homeowners avoid foreclosure by making their mortgage payments up to $25,000, providing funds to qualify for a loan modification, or assisting with a short sale.

With the assistance of the HHA staff and her local affiliate, Habitat for Humanity of Autauga and Chilton Counties, Jones was able to complete her Hardest Hit Alabama application.

“My mother always said that when people see you trying to help yourself, they will help you out,” she said. “HFH of Autauga and Chilton Counties worked with me to help me get approved. I wouldn’t trade them for the world.”

Lisa Green, executive director of HFH of Autauga and Chilton Counties, was instrumental in assisting Jones through the process. “We worked and worked and finally figured out all the paperwork needed,” said Green. “We were so thrilled for Cora when she was approved. We have encouraged several others of our homeowners to call Hardest Hit Alabama.”

With her home now secure, Jones remains thankful for the assistance provided by Hardest Hit Alabama. “It has been wonderful,” she said. “I got my payment reduced. It has been a big help.”

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